Visicaid http://www.medicaideyecoverage.com See the world Tue, 20 Jul 2010 13:33:37 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Eligibility For Medicaid http://www.medicaideyecoverage.com/?p=399 http://www.medicaideyecoverage.com/?p=399#comments Tue, 20 Jul 2010 13:31:19 +0000 admin http://vezign.com/sites/visicaid/?p=399 Medicaid is a joint federal-state program that provides health coverage or nursing home coverage to certain categories of low-asset individuals, including children, pregnant women, parents of eligible children, people with disabilities and elderly needing nursing home care. Medicaid was created to help low-asset individuals who fall into one of these eligibility categories “pay for some or all of their medical bills.”[9] There are two general types of Medicaid coverage. “Community Medicaid” helps eligible individuals who have little or no medical insurance. Medicaid nursing home coverage pays all of the costs of nursing homes for eligible individuals except that the recipient pays most of his/her income toward the nursing home costs, usually keeping only $30.00 a month for expenses other than the nursing home. While Congress and the Centers for Medicare and Medicaid Services (CMS) set out the general rules under which Medicaid operates, each state runs its own program. Under certain circumstances, an applicant may be denied coverage. As a result, the eligibility rules differ significantly from state to state, although all states must follow the same basic framework.

Poverty

Having limited assets is one of the primary requirements for Medicaid eligibility, but poverty alone does not qualify a person to receive Medicaid benefits unless they also fall into one of the defined eligibility categories.[10] According to the CMS website, “Medicaid does not provide medical assistance for all poor persons. Even under the broadest provisions of the Federal statute (except for emergency services for certain persons), the Medicaid program does not provide health care services, even for very poor persons, unless they are in one of the designated eligibility groups.”

Categories

There are a number of Medicaid eligibility categories; within each category there are requirements other than income that must be met. These other requirements include, but are not limited to, assets, age, pregnancy, disability, blindness, income and resources, and one’s status as a U.S. citizen or a lawfully admitted immigrant.[11] Special rules exist for those living in a nursing home and disabled children living at home. A child may be covered under Medicaid if she or he is a U.S. citizen or a permanent resident. A child may be eligible for Medicaid regardless of the eligibility status of his or her parents or guardians. Thus, a child can be covered by Medicaid based on his or her individual status even if his or her parents are not eligible. Similarly, if a child lives with someone other than a parent, he or she may still be eligible based on his or her individual status.

HIV

Medicaid provides the largest portion of federal money spent on health care for people living with HIV/AIDS. Typically, low income people who are HIV positive must progress to AIDS before they can qualify under the “disabled” category (T-cell count drops below 200). More than half of people living with AIDS in the US are estimated to receive Medicaid payments. Two other programs that provide financial assistance to people living with HIV/AIDS are the Social Security Disability Insurance (SSDI) and the Supplemental Security Income. However, the Medicaid eligibility policy contrasts with the Journal of the American Medical Association (JAMA) guidelines which recommend therapy for all patients with T-cell counts of 350 or less, or in certain patients even higher. Many patients cannot afford expensive medicines without Medicaid help.

Source

]]> http://www.medicaideyecoverage.com/?feed=rss2&p=399 0 Can I get Medicaid? http://www.medicaideyecoverage.com/?p=392 http://www.medicaideyecoverage.com/?p=392#comments Tue, 20 Jul 2010 13:24:15 +0000 admin http://vezign.com/sites/visicaid/?p=392 There are several ways that you can become eligible for Medicaid:

  • All families receiving TANF benefits are automatically eligible for Medicaid.
  • Many low-income children and pregnant women may be eligible for Medicaid.
  • Low-income persons over age 65 may be eligible for Medicaid.
  • Low-income persons, who are blind or disabled, may be eligible for Medicaid.
  • Moderate-income persons, who are over 65, blind, or disabled, may be eligible for
  • Medicaid if their medical expenses are greater than the difference between their income and the Medicaid guideline.

Keep in mind requirements may vary by state.

]]> http://www.medicaideyecoverage.com/?feed=rss2&p=392 0 What is Medicaid? http://www.medicaideyecoverage.com/?p=385 http://www.medicaideyecoverage.com/?p=385#comments Tue, 20 Jul 2010 13:01:32 +0000 admin http://vezign.com/sites/visicaid/?p=385 Medicaid is a health insurance program provided by the state and federal government. Medicaid is not the same as Medicare, which is a health insurance program provided by the Social Security Administration. (Medicaid eligibility is based on need. Medicare recipients are entitled to coverage no matter how much income and wealth they have.) Medicaid is run by each county’s Division of Family and Children, formerly known as the “Welfare Department”. All the county offices are supervised by the Indiana Family and Social Services Administration.

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